1. DO I HAVE TO HOLD SEMINARS?
No, with our exclusive system, high net worth individuals will want to meet with you without doing seminars.

2. HOW MANY PROSPECTS CAN I SEE PER MONTH?
You can be as busy as you choose. The average producer has 15-30 client meetings per month.

3. WHAT IS THE AVERAGE ANNUAL LIFE PREMIUM?
Since we are working with high net worth individuals, the average annual premium for life insurance is $10,000.

4. WHAT IS THE AVERAGE ANNUITY PREMIUM?
Using wealth planning strategies can yield large annuity sales, and your average sale can be over $300,000.

5. DO SOME CLIENTS BUY BOTH AN ANNUITY AND LIFE INSURANCE POLICY?
Yes, some estate planning concepts involve IRA planning, and can produce both annuity and life insurance sales for the same clients.

6. DO I NEED AN OFFICE?
You don’t need an office but it is highly recommended. You are working with high net worth individuals and they expect that the life insurance professional they are working with has an office. You could start in an executive suite and then move to a larger office space down the road.

7. HOW MUCH DOES MARKETING COST PER MONTH?
Marketing costs about $3,000-$5,000 per month. If you don’t market your services, you will never obtain new clients. Remember, one sale could potentially pay your marketing budget for the whole year.

8. DO I HAVE A PROTECTED TERRITORY?
Yes, each of our EliteLife producers has a protected territory. No one else is allowed to market in your exclusive territory within our organization. Of course, there are production requirement to maintain your territory.

9. ARE HIGH NET WORTH CLIENTS HARDER TO WORK WITH?
No. Actually, many of these clients often forget about their complete estate planning needs or are busy running their own businesses. They can be excited to have a professional help put their estate in order.

10. DO I NEED TO LIVE IN A BIG CITY TO BE SUCCESSFUL?
No. Some of our biggest producers are in the smallest towns. We will do all the demographic research for you, so that you will locate enough high net worth individuals to market to and work with.